Take Control of Your Finances with Professional Debt Review Assistance
We provide guidance and support with debt review in accordance with the National Credit Act (NCA), helping you work toward a more manageable financial future.
Free, no-obligation assessment
Registered Debt Counsellor
Confidential and professional service
Our Services
Debt Review Assistance
We guide you through the debt review process, from application to restructuring, in line with NCA and NCR guidelines.
Form 19 Clearance & Debt Review Removal
We assist with issuing your Form 19 Clearance Certificate and facilitate the removal of the debt review flag in accordance with the NCA.
Who We Are
Clear Debt SA operates under Mariandrie Esterhuyse, a registered Debt Counsellor with the National Credit Regulator (NCRDC3191).
We assist consumers who are over-indebted by guiding them through the debt review process in line with the National Credit Act, ensuring all steps are handled professionally and compliantly.
Why Choose us
- Services rendered by a registered Debt Counsellor (NCRDC3191)
- Fully aligned with National Credit Act requirements
- Transparent and compliant processes
- Professional and confidential service
What is Debt Review?
Debt review is a legal process introduced by the National Credit Act to assist consumers who are struggling to meet their monthly debt obligations.
Through this process:
- Your financial situation is assessed
- A restructured repayment plan may be proposed to your creditors
- Payments may be arranged into a single monthly repayment amount, or made directly to creditors or a Registered Payment Distribution Agency, in accordance with accepted proposals
All outcomes are subject to your financial circumstances and creditor approval.
Frequently Asked Questions
Clear, transparent answers for your financial peace of mind.
Is Debt Review a legal process?
Yes, it is a formal legal process introduced by the National Credit Act (NCA) of 2005. It is designed to assist over-indebted consumers.
Will I lose my house or car?
The goal of debt review is actually to save your assets. By restructuring your repayments to an affordable amount, we prevent banks from repossessing your home or vehicle.
Can I still use my credit cards?
While under debt review, you cannot apply for new credit. This is to ensure you focus on clearing your current debt and don't fall back into the cycle
How long does the process take?
It depends on your total debt and how much you can afford to pay each month. Generally, it takes between 3 to 5 years to become debt-free.
Contact Info
Address​
Manaba Beach Road, Manaba, Margate, Kwazulu Natal, South Africa
Email Us
info@cleardebtsa.co.za
Call Us
+27 743 172 655